Uninsured Driver Lawyer
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An uninsured driver lawyer is specially trained to help you in a car accident where the at-fault driver doesn’t have insurance. They can investigate the accident and determine fault.
Your lawyer will look at police reports, photos, videos, and eyewitness accounts to conclusively prove the other driver was at fault. They can handle all communication with insurance companies on your behalf so you can focus on recovery.
- They fight to get you the maximum compensation. Without insurance, the at-fault driver may claim they can’t afford to pay for your damages and injuries. Your lawyer will build a case to prove how much you deserve and negotiate the best possible settlement for medical bills, lost wages, pain and suffering, and vehicle repairs. If negotiation doesn’t work, they can take the case to court to get you the compensation you need.
- They have experience dealing with uninsured motorists. Uninsured driver cases can be complicated, but an experienced lawyer knows how to thoroughly investigate the accident, deal with uncooperative parties, and maximize your settlement. They stay up-to-date with laws regarding uninsured motorists so they can hold the at-fault driver accountable to the full extent allowed.
While dealing with an uninsured driver accident may seem overwhelming, an uninsured driver lawyer can advocate for you and ease the burden. With their help, you have the best chance of recovering damages so you can move on from this difficult situation.
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Hiring The Right Auto Accident Attorney
An uninsured driver lawyer works to help the victim of an accident caused by an uninsured motorist. Since the at-fault driver has no insurance, the lawyer must find other parties that may be liable for damages.
Even if the driver who caused the accident is uninsured, the owner of the vehicle can often be held responsible. The lawyer will investigate the owner’s insurance policy to determine if it covers other drivers of the vehicle. If so, a claim can be made against that policy. If not, the lawyer may be able to file a lawsuit against the owner for negligence in allowing an uninsured driver use of the vehicle.
Statute of Limitations
- Missouri: Personal injury claims must be filed within five years of the incident.
- Kansas: A shorter window of two years applies, necessitating prompt legal action.
Comparative Fault
- Missouri follows a pure comparative fault system, meaning that an injured party’s compensation will be reduced by their percentage of fault. For example, even if a victim is found to be 99% responsible for their injury, they can still recover 1% of the amount awarded.
- Kansas follows a modified comparative fault rule, where victims can only recover damages if they are found to be less than 50% at fault for their injury.
Economic Damages
Economic Damages – financial losses that can be objectively verified, such as:
- Medical bills: The total cost of hospital stays, doctor visits, physical therapy, medications, medical devices, etc.
- Lost wages: Income lost due to inability to work during recovery and treatment. Calculate based on your salary and the time missed.
- Future lost earning capacity: If injuries will impact your ability to work in the future, the lost value of your diminished earning potential. An economic expert can help calculate this.
Non Economic Damages
Non-Economic Damages – more subjective losses, including:
- Pain and suffering: The physical discomfort and emotional distress resulting from injuries. Difficult to put an exact price on but can be a significant portion of a settlement.
- Loss of enjoyment of life: Inability to participate in hobbies, social activities and daily tasks that previously brought you joy and fulfillment.
- Permanent disability or disfigurement: Any lifelong impacts to physical functions, mobility, senses or appearance. Even with treatment, these effects remain.
Caps on Damages
Both Missouri and Kansas do not have a cap on economic or non-economic damages in most personal injury cases. However, Missouri imposes a cap on non-economic damages in medical malpractice cases, and there are arguments in Kansas for potential application of caps in wrongful death cases, which can limit compensation for pain and suffering.
Obtaining Compensation With A Uninsured Auto Accident Attorney
Our contact the truck accident lawyers at Monsees & Mayer, P.C. We’re happy to meet with you and discuss your injuries and the circumstances surrounding your accident.
At Monsees & Mayer, P.C., we understand the complexities involved in auto accident cases and have the experience and resources to thoroughly investigate these claims. If you or a loved one has been injured in an auto accident, don’t wait. Contact our team today for a free consultation. We are here to help you fight for justice and secure the auto accident compensation you deserve.
Who An Uninsured Driver Lawyer Can Hold Liable
An uninsured driver lawyer works to help the victim of an accident caused by an uninsured motorist. Since the at-fault driver has no insurance, the lawyer must find other parties that may be liable for damages.
Even if the driver who caused the accident is uninsured, the owner of the vehicle can often be held responsible. The lawyer will investigate the owner’s insurance policy to determine if it covers other drivers of the vehicle. If so, a claim can be made against that policy. If not, the lawyer may be able to file a lawsuit against the owner for negligence in allowing an uninsured driver use of the vehicle.